S D GREENWAY LTD

Welcome to SD Greenway Ltd.  Please be invited to explore the menu at the top of this page to learn more about our services, our people and our long term commitment to our clients.

​

We are a proud boutique IFA firm, small enough to care but big enough to matter.   That balance is precisely what we would want if we were looking for an IFA;  we wouldn't want to be just a number but equally we would wish to know we were getting the best value.  

 

We are directly authorised [DA] and independent.  We are authorised by the Financial Conduct Authority [FCA] and all of our work is insured.

 

To be both Directly Authorised and Independent is quite rare nowadays because it is a high bar to achieve.  The majority of adviser firms and wealth managers are either restricted, tied or work as an appointed representative. 

 

We hold the prestigious status of  'Pension Transfer Specialist'  (PTS), which authorises us to work with of all types of pension contracts.

​

We are obliged each year to evidence to the regulator that we are fit & proper, remain competent in our work and hold valid personal indemnity insurance [PII] to protect clients.  By following the correct channels, you can be assured that your financial interests are insured.

​

If an adviser firm becomes too large, they may sacrifice independence or service to satisfy share price.  It is natural for a firm to crave more profit, but what gives?

​

At S D Greenway Ltd, we planned from the outset to cap our client numbers so that we didn't fall into the profit hunter's trap.  After-all, there are only so many clients that an adviser can properly service in a year.  We calculated that a set number of long-term clients would provide our firm with a reliable income stream that in turn created a secure business.   In return, our clients would benefit from a bespoke service that suited their circumstances.  With a few client deaths each year it means some vacancies arise annually.

​

​​When markets are buoyant, it is easy to get carried away with one's ability to choose a winning fund or two. However, it is when markets fall that our methods to minimise the impact comes to the fore.

  ​​

Our recommendations will be in your interests, as we represent you.  Independence is demonstrated through the same fee being charged irrespective of which firms or products that are recommended.

​

We currently invite enquiries with fund values in excess of £100,000.

​

We appreciate that appointing an IFA to look after your financial future is a big step.  Please see below what Mr Lewis says on the matter;

​

TV & media Journalist Paul Lewis  October 2023 - Money Marketing Magazine;

​

There is a major problem lurking within the rules surrounding Consumer Duty. It imposes no specific obligation on advisers to declare the single most important consideration for any client who wants the best advice – are they independent or restricted?

​

​Thank you Paul, we are really grateful for the recognition

​​

 

For your reassurance, the FCA register link is found here:  Register Home Page (fca.org.uk)  Our firm's FCA registration number is 789887 and Scott's individual number is SDG01074. 

​

​

​

We respectfully decline sign-offs for DIY pension transfers or DB pension transfers (final salary or career average salary).