S D GREENWAY LTD

Welcome to SD Greenway Ltd.  Please be invited to explore the menu at the top of this page to learn more about our services, our people and our long term commitment to our clients.

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We are a proud boutique IFA firm, small enough to care but big enough to matter.   That balance is precisely what we would want if we were in your shoes, looking for an IFA;  we wouldn't want to be just a number but equally we would wish to know we were getting the best value.  

 

S D Greenway Ltd are both directly authorised [DA] and independent, which is a very high compliance bar to achieve. 

 

The majority of adviser firms and wealth managers are either restricted and work as appointed representatives of a network.  We do not work within those restrictions and instead work the whole market and are answerable to you, our client.

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We hold the LIBF advanced level status of  'Pension Transfer Specialist'  (PTS), which authorises us to work with of all types of pension contracts irrespective of the contract complexity.

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The regulator make no apology for ensuring clients are protected by using the correct advice channels.  An IFA firm like ours are obliged each year to evidence to the regulator that we are fit & proper, that we remain competent in our work, hold a certain level of reserve capital and also hold valid personal indemnity insurance [PII] to protect our clients' interests. 

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So why us?  Well, if an adviser firm becomes too large, they may sacrifice independence or service levels to satisfy share price.  It is natural for a firm to crave more profit, but what gives?

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At S D Greenway Ltd, we planned from the outset to cap our client numbers so that we didn't fall into the profit hunter's trap.  After-all, there are only so many clients that an adviser can properly service in a year.  We calculated that a set number of long-term clients would provide our firm with a reliable income stream that in turn created a secure business.   In return, our clients would benefit from a bespoke service that suited their circumstances. 

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Our recommendations have to be in your interests, as we represent you.

 

Independence is demonstrated through the same fee being charged irrespective of which firms or products that are recommended. 

 

We ignore product inducements and incentives to ensure that we use the most suitable recommendations in each and every case.

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We appreciate that appointing an IFA to look after your financial future is a big step.  Please see below what Mr Lewis says on the matter;

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TV & media Journalist Paul Lewis  October 2023 - Money Marketing Magazine;

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There is a major problem lurking within the rules surrounding Consumer Duty. It imposes no specific obligation on advisers to declare the single most important consideration for any client who wants the best advice – are they independent or restricted?

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​Thank you Paul, we are really grateful for the recognition

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For your reassurance, the FCA register link is found here:  Register Home Page (fca.org.uk)  Our firm's FCA registration number is 789887 and Scott's individual number is SDG01074. 

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We respectfully decline sign-offs for DIY pension transfers or DB pension transfers (final salary or career average salary).  

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We currently invite pension and investment enquiries with fund values in excess of £100,000.